Neighborhood has been helping Rhode Island families stay healthy for 25 years by providing access to excellent health care.
Our Commercial plans for individuals and families cover all of the essential health benefits you need to stay healthy, plus more, at an affordable price. You may even qualify for tax-credits to help cover some of the costs of your premium. All of our plans cover your preventive care at no cost to you and we have a variety of plan options that help to cover the rest. If you have questions or need help selecting the right plan for you, our Member Services team is ready to help make your health care easier – it’s what we do.
Click a plan below to learn more [:
INNOVATION – A Bronze plan
Individual/Family
Deductible: $6,550/$13,100
Out of Pocket Maximum: $7,350/$14,700
ECONOMY – A Bronze HSA plan
Individual/Family
Deductible: $6,000/$12,000
Out of Pocket Maximum: $6,550/$13,100
COMMUNITY – A Silver HSA plan
Deductible: $2,850/$5,700
Out of Pocket Maximum: $6,550/$13,100
VALUE – A Silver plan
Deductible: $3,600/$7,200
Out of Pocket Maximum: $7,900/$15,800
PLUS – A Gold plan
Deductible: $1,000/$2,000
Out of Pocket Maximum: $5,900/$11,800
PRINCIPAL – A Gold plan
Deductible: $2,100/$4,200
Out of Pocket Maximum: $4,000/$8,000
Plan Benefits & Documents
Our Commercial plans offer a range of benefits to keep you healthy:
- A large provider network. Check to see if your doctor is in our network.
- Well visits, routine immunizations and preventive care.
- Hospital care, behavioral health services and emergency services.
- Prescription drug coverage including mail-order pharmacy. Check to see if your medicine is covered.
- Neighborhood REWARDS, including gift cards for healthy choices like getting your annual check-up and joining a gym.
- Special wellness programs to help you manage your health.
- A friendly and helpful customer service team to ready to assist you.
Learn more
- 2019 Plan Summary
- Compare costs between 2018-2019
- View our provider network heat map [PDF]
- View our Prospective Member Guide [PDF – marketing booklet]
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