Commercial Plans for Individuals and Families

Neighborhood has been helping Rhode Island families stay healthy for 25 years by providing access to excellent health care.

Our Commercial plans for individuals and families cover all of the essential health benefits you need to stay healthy, plus more, at an affordable price. You may even qualify for tax-credits to help cover some of the costs of your premium. All of our plans cover your preventive care at no cost to you and we have a variety of plan options that help to cover the rest. If you have questions or need help selecting the right plan for you, our Member Services team is ready to help make your health care easier – it’s what we do.

Click a plan below to learn more:  

INNOVATION – A Bronze plan

Individual/Family
Deductible: $6,550/$13,100

Out of Pocket Maximum: $7,350/$14,700

ECONOMY – A Bronze HSA plan
Individual/Family
Deductible: $6,000/$12,000
Out of Pocket Maximum: $6,550/$13,100

COMMUNITY – A Silver HSA plan
Deductible: $2,850/$5,700
Out of Pocket Maximum: $6,550/$13,100

VALUE – A Silver plan
Deductible: $3,600/$7,200
Out of Pocket Maximum: $7,900/$15,800

PLUS – A Gold plan
Deductible: $1,000/$2,000
Out of Pocket Maximum: $5,900/$11,800

PRINCIPAL  – A Gold plan
Deductible: $2,100/$4,200
Out of Pocket Maximum: $4,000/$8,000